The long-term loan

In the field of evaluation literature, the presentation of the authors is usually limited to a few role models. For objects that deviate from the rule, it is sometimes very boring to find the tips and suggestions scattered in many places. By voluntarily providing material and accessible assessments of all species, in particular from the land banks, it has always been possible to dispense with infertile and built wealth. It only required name, location and street names, as well as some other data threatening bank client confidentiality.

Annoying hints from authorities and private persons that there is no amusement park or riding center at the location in question prove that the discharges are read only in exceptional cases. The author tries the opposite: to discuss a large part of the evaluation material from the exemplary works.

Lending business

Lending business 

A lending business is understood as all payment transactions that involve the taking up and repayment of loans. The economic value of the loan is based on the possible separation of savers and investors. Thus, the loan is an essential basis for the economic capital commitment and the rational use of capital. Credit transactions can be classified both macroeconomically and macroeconomically.

In addition, a distinction can be made between international and national lending. International credit includes capital transfers between capital seekers (eg companies) from a particular state and lenders from another state (eg banks) in the form of loans. The domestic credit business only applies to all credit transactions within the country.

For example, lending operations can be divided into six areas that cover different lending relationships. This includes credit relationships between private individuals and other private individuals (see personal loan). This concerns the relationships between companies and private individuals as well as between companies and other companies. These include credit relationships between lending institutions and private individuals, credit institutions and corporations, as well as lending institutions and other credit institutions.

Public lending

Public lending

Public lending transactions include lending relationships between public institutions on the one hand and credit institutions, companies and individuals on the other as well as relationships between public institutions and other public bodies. These are credit relationships between the central bank and the commercial banks of the respective state and between the central bank and the authorities of the respective state.

The lending assumes that the borrower has an appropriate credit rating and credit rating. By credit rating is meant the legal possibility to take out loans. Borrowing is about borrowing. All people who are in a position to sign legally binding loan agreements are entitled to credit. As regards creditworthiness, it is examined whether individuals will be able to meet the obligations arising from the loan in an economic sense (loan repayment, interest, on-time delivery).

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